1. Recognition of
Your Expectation to Privacy
R-G Financial Corporation
recognizes that when you visit our Website and engage in transactions
on-line, you expect that your privacy will be protected. We will
only ask you to disclose personal information if it is necessary
to provide you with the services, which you request, or if such
information is needed to maintain your accounts with us. We maintain
these standards in order to prevent the misuse of your personal
information.
2. Collection, Use
and Retention of Your Information
R-G Financial Corporation
will collect, use and retain your private information when we
reasonably need this information in order to provide the products,
services, or opportunities that you request. We will use this
information about you to communicate with you, to identify you
when you use our Website banking services, to comply with laws
and regulations, and to prevent unauthorized access or use of
your personal information. R-G Financial Corporation will only
obtain and use your personal information when you have knowingly
provide it to us in order to facilitate your banking relationship
with us.
This site does not use
cookies or any other technique to store information locally on
your computer. All request for information are serviced from within
a secure server environment and no information on you or your
transactions is stored in the public domain.
Usage information is recorded
for statistical and sites management purposes only. This information
is not intended to identify individual users. No information on
your usage of this site, including logs and cache, will be made
available to any third party outside the Bank.
If you have any questions
or comments about the collection, use and retention of your personal
information, you may contact us at our Website at webmaster@rgonline.com
or you may call a Customer Service Representative at (787) 288-1800,
who can assist you and answer your questions.
3. Our Maintenance
of Accurate Information
We are committed to making
sure that the information, which you supply during our banking
relationship, is accurate, current, and complete. We have procedures
to ensure that your information is accurate, and take reasonable
measures to keep your information current and complete. If you
notice that any of your personal information is incorrect, or
not complete, please contact us immediately at webmaster@rgonline.com
. or call a Customer Service Representative a (787)288-1800. R-G
Financial Corporation will take prompt action to correct any inaccurate
information.
4. Limiting Employee
Access to Your Information
We will ensure that R-G
Financial Corporation limits employee access to your personally
identifiable information. Only those employees who are directly
assisting you, or who have a legitimate need to know the information,
in order to server you, shall have access to your personal information.
We have security procedures that assist us in keeping access to
your personal information limited.
5. Protection of
Your Information Via Security Procedures
R-G Financial Corporation
understands that as technological advances make access to information
easier and faster, there is a heightened need for security procedures
to protect your personal information. We take steps to revise
and update our technology in order to ensure that your information
is secure. We have security standards and procedures, which are,
designed to prevent unauthorized access of your personal information
and to guard against the unauthorized disclosure of this information.
6. Restrictions on
the Disclosure of Your Account Information
In order to provide you
with the banking services and programs, which you desire, it may
be necessary to share your personal information with R-G affiliates
or third parties. We will only share personal information, which
you have knowingly and voluntarily disclosed. We will share this
information only according to our strict confidentiality policies
and applicable law.
7. Maintaining Your
Privacy in Business Relationships with Third Parties
As stated above, in some
circumstances, R-G Financial Corporation may need to disclose
your personal information with a third party or affiliate, in
order to provide you with the banking services that you desire.
Your personal information may be disclosed in certain circumstances,
such as when your loan needs to be serviced by a servicing company,
when we need to contact credit reporting agencies to verify your
information, or when we need to contact other vendors to support
or service your loan. These affiliates and third parties should
conduct their business according to applicable laws, and R-G Financial
Corporation will require that these entities will follow the Privacy
Principles of R-G Financial Corporation. We may also provide information
to regulation authorities and law enforcement officials in accordance
with applicable law.
8. Disclosure of
Privacy Principles to You
R-G Financial Corporation
has formulated these principles and displayed them on our Website
to help you understand how we use your personal information while
you access and communicate with this Website. R-G Financial Corporations
is committed to protecting your privacy and, as always, strives
to provide you with top-notch service for all of your banking
needs. If you have any questions about R-G Financial Corporation's
Privacy Policies, please contact us webmaster@rgonline.com , or
you may call a Customer Service Representative at (787)288-1000.
"R-G Financial Corporation-Priv.
Policy 5-25-99"
Política
de Privacidad
